Business Owner's Property Insurance
What is a Business Owner's Property Insurance?
- Bodily Injury (Slip-and-Fall): If a client slips on a wet floor in your lobby or trips over a cord in a hallway, GL covers their medical bills and your legal defense if they sue.
- Property Damage: If you or an employee accidentally damage a client's expensive handbag or designer coat while they are at your spa, this policy pays for the repair or replacement.
- Personal & Advertising Injury: Protects your business against non-physical claims like libel, slander, or copyright infringement in your marketing materials.
- Damage to Rented Premises: If a fire or accident caused by your operations damages the building you lease, GL helps cover the repair costs for the landlord.
Why "Standard" Business Insurance Isn't Enough
A typical business policy often excludes the specialized risks found in a medical environment. Our MedSpa-specific General Liability is designed to work in tandem with your professional coverage, ensuring there are no "gaps" between a slip-and-fall in the waiting room and a complication in the treatment room.
Contact us to learn more about the right business owner's property insurance for you.
1111 6th Avenue, STE 550, San Diego, California 92101, United States